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Certificates of Deposit – Fixed Rate Accounts

Effective Date: Thursday, October 18, 2018

 

Minimum to Open Account

Minimum to
Earn Annual Percentage Yield

Interest Rate

Annual Percentage Yield

 

Certificates

91 Day Certificate

$500

$500

.20%

.20%

How to Open

6 Month Certificate Special

$500

$500

1.00%

1.00%

Open Now

9 Month Certificate

$500 

 $500

.35% 

.35% 

How to Open

12 Month Certificate Special

$500

$500

2.23%

2.25%

Open Now

15 Month Certificate 

$500

$500

1.00%

1.00%

How to Open

18 Month Certificate

$500

$500

1.98%

2.00%

How to Open

24 Month Certificate

 

$500

 

$500

1.04%

1.05%

How to Open

30 Month Certificate

$500

 

$500

1.09%

1.10%

How to Open

36 Month Certificate

$500

$500

1.09%

1.10%

How to Open

36 Month Jump-Up Certificate*

$500

$500

2.47%

2.50%

How to Open

48 Month Certificate

$500

$500

1.19%

1.20%

How to Open

60 Month Certificate

$500

$500

1.39%

1.40%

Open Now

IRA Certificates

IRA 12 Month Certificate Special

$500

$500

2.23%

2.25%

How to Open

IRA 15 Month Certificate

$500

$500

1.00%

1.00%

How to Open

IRA 18 Month Certificate

$500

$500

1.98%

2.00%

How to Open

IRA 2 Year Certificate

$500

$500

1.04%

1.05%

How to Open

IRA 3 Year Certificate

$500

$500

1.09%

1.10%

How to Open

IRA 4 Year Certificate

$500

$500

1.19%

1.20%

How to Open

IRA 5 Year Certificate

$500

$500

1.39%

1.40%

How to Open

Fixed Rate Accounts: The rate is guaranteed for the length of the term. Early withdrawal penalties may / will be imposed. Fees may reduce the earnings on these accounts.

* Jump-Up CD -  2.50% Annual Percentage Yield (APY) for 36-months has one-time option for customer-initiated bump-up if rates rise during the term of the certificate.  Early withdrawal penalties may / will be imposed. Fees may reduce the earnings on these accounts.

Rates may be changed at any time.