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Home Improvement Loan

Effective Date: March 8, 2019

Term

First Lien Rate

First Lien Annual Percentage Rate*

First Lien Payment
per $1,000

 

5 Years

5.375%

5.375%

$19.04

How to Apply

10 Years

5.375%

5.375%

$10.79

How to Apply

15 Years

5.375%

5.375%

$8.10

How to Apply

Term

Second Lien Rate

Second Lien Annual Percentage Rate*

Second Lien Payment
per $1,000

 

5 Years

7.375%

7.375%

$19.98

How to Apply

10 Years

7.375%

7.375%

$11.81

How to Apply

15 Years

7.375%

7.375%

$9.20

How to Apply

*APR based on $10,000 Loan Amount

First Liens: If the Bank takes a first lien, payments will not include taxes and insurance, and your actual payment obligation will be greater. If the LTV exceeds 100%, the interest on the portion of the credit extension that is greater that the fair market value of the dwelling is not tax deductible for federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.