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Low and Moderate Income Borrowers

For borrowers who are purchasing a home in Bristol, Plymouth, Norfolk, and Barnstable counties, North Easton Savings Bank offers special programs including loans from the FHA, secondary market investors, and portfolio programs.

  • Borrowers at or below 80% of median income may be eligible for discounted rates, reduced closing costs, or lower mortgage insurance premiums.
  • Our Mortgage Specialists are trained to offer special assistance to low and moderate income borrowers.
  • Pre-approvals available 


Our Live in Our Community Area Loan (L.O.C.A.L.) program is designed to open up new and affordable homeownership opportunities. 

  • Discounted fixed rate or 5/3 adjustable rate with no loan level pricing adjustments
  • Bank-paid closing costs or $945 credit 

Combine these exclusive benefits with our Low and Moderate Income Borrowers program to boost your offer to the top of the list!


For more information, or to make an appointment with a Mortgage Specialist, contact our Call Center at (508) 238-2007 or email

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