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Products, Services & Rates
Personal Banking
Business Banking
Current Rates
Consumer Loan Rates
Effective Date: January 4, 2019
|
Term |
Monthly Payment |
Rate/Annual | ||
|---|---|---|---|---|
|
Personal Unsecured* |
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|
$500-$20,000 |
12-24 months |
$45.22 |
7.99% |
|
|
$1,100-$20,000 |
30-36 months |
$31.80 |
8.99% |
|
|
* Longer terms may be available at the Bank's discretion |
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|
Merchant Program Unsecured |
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|
$1,000-$10,000 |
12-24 months |
$45.22 |
7.99% |
|
|
$1,000-$10,000 |
30-60 months |
$20.75 |
8.99% |
|
|
Automobile Loans |
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|
2015-2019 |
12-60 months |
$18.08 |
3.25% |
|
|
2018-2019 |
61-72 months |
$15.31 |
3.25% |
|
|
2013-2014 |
12-60 months |
$18.64 |
4.49% |
|
|
2012 w/10% down |
12-48 months |
$23.25 |
5.49% |
|
|
2011 w/10% down |
12-48 months |
$24.06 |
7.24% |
|
|
2010 w/10% down |
12-36 months |
$30.99 |
7.24% |
|
|
Older than 2010 w/10% down |
12-36 months |
$31.45 |
8.24% |
|
|
* Longer terms may be available at the Bank's discretion on older vehicles with less than 100,000 miles. Please ask a loan officer for terms and rates |
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|
Recreational |
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|
NEW w/20% down |
12-72 months |
$17.40 |
7.75% |
|
|
USED w/20% down |
12-48 months |
$24.52 |
8.24% |
|
|
Boat Loans |
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|
NEW w/20% down |
12-72 months |
$16.22 |
5.25% |
|
|
USED w/20% down |
12-48 months |
$23.14 |
5.25% |
|
|
* Longer terms or higher LTV may be available at the Bank's discretion. |
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|
Commercial Vehicles or Equipment |
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|
NEW w/20% down |
12-60 months |
$18.64 |
4.99% |
|
|
NEW w/20% down |
61-84 months |
$14.12 |
5.49% |
|
|
USED w/20% down |
12-36 months |
$29.96 |
5.49% |
|
|
USED w/20% down |
37-60 months |
$19.32 |
6.49% |
|
|
Snowmobile Loans / Dirt Bikes |
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|
NEW w/20% down |
12-48 months |
$25.36 |
9.99% |
|
|
USED w/20% down |
12-36 months |
$32.49 |
10.49% |
|
|
Motorcycles |
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|
NEW w/20% down |
12-48 months |
$24.40 |
7.99% |
|
|
USED w/20% down |
12-36 months |
$31.55 |
8.49% |
|
|
Time Notes |
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|
$1,000-$5,099 |
30-90 days |
$11.24 |
8.99% |
|
|
$5,100-$20,000 |
30-90 days |
$11.22 |
7.99% |
|
|
Unsecured Home Improvement Loans* |
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|
$1,100 - $10,000 |
1 to 3 years |
$30.87 |
6.99% |
|
|
$6,001 - $15,000 |
1 to 5 years |
$20.10 |
7.625% |
|
|
$10,001 - $25,000 |
5 to 10 years |
$11.94 |
7.625% |
|
|
* Rates for owner-occupied properties - Please see a loan officer for non-owner occupied rates |
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|
Mass Save HEAT Loans* |
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* Please see a loan officer for terms. |
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|
Collateral Loans |
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|
95% of amount on deposit. Demand, interest only-3% over interest rate on deposit account 95% of amount on deposit. 12-60 mos., principal & interest-3% over interest rate on deposit account. |
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|
Overdraft Protection Line of Credit |
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|
$500-$5,000 |
18.000% |
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Loans are subject to credit approval
