Certificates

Type
Minimum to Open Account
Minimum to Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
91 Day Certificate
$500
$500
.20%
.20%
6 Month Certificate Special
$500
$500
1.99%
2.00%
9 Month Certificate
$500
$500
.35%
.35%
12 Month Certificate
$500
$500
.40%
.40%
15 Month Certificate
$500
$500
1.00%
1.00%
18 Month Certificate
$500
$500
1.04%
1.05%
24 Month Certificate
$500
$500
1.04%
1.05%
30 Month Certificate
$500
$500
1.09%
1.10%
36 Month Jump-Up Certificate*
$500
$500
1.99%
2.00%
48 Month Certificate
$500
$500
1.19%
1.20%
60 Month Certificate
$500
$500
1.39%
1.40%

Fixed Rate Accounts: The rate is guaranteed for the length of the term. Early withdrawal penalties may / will be imposed. Fees may reduce the earnings on these accounts.

* Jump-Up CD -  2.00% Annual Percentage Yield (APY) for 36-months has one-time option for customer-initiated bump-up if rates rise during the term of the certificate.  Early withdrawal penalties may / will be imposed. Fees may reduce the earnings on these accounts.

Rates may be changed at any time.

IRA Certificates

Type
Minimum to Open Account
Minimum to Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
IRA 12 Month Certificate IRA 12 Month Certificate
$500
$500
.40%
.40%
IRA 15 Month Certificate
$500
$500
1.00%
1.00%
IRA 18 Month Certificate
$500
$500
1.04%
1.05%
IRA 2 Year Certificate
$500
$500
1.04%
1.05%
IRA 3 Year Certificate
$500
$500
1.09%
1.10%
IRA 4 Year Certificate
$500
$500
1.19%
1.20%
IRA 5 Year Certificate
$500
$500
1.39%
1.40%

Fixed Rate Accounts: The rate is guaranteed for the length of the term. Early withdrawal penalties may / will be imposed. Fees may reduce the earnings on these accounts.

* Jump-Up CD -  2.00% Annual Percentage Yield (APY) for 36-months has one-time option for customer-initiated bump-up if rates rise during the term of the certificate.  Early withdrawal penalties may / will be imposed. Fees may reduce the earnings on these accounts.

Rates may be changed at any time.