Business Cash Management & Merchant Services
Cash Management & Merchant Services from North Easton Savings Bank give you the tools and local expertise to manage your business with greater efficiency and confidence — from managing cash flow and payments to protecting your business and supporting its growth.
More Than Solutions. A Team Behind Your Business.
Our Cash Management team combines local expertise with personalized service to help you find the right solutions for your business. From onboarding and training to ongoing support, we're here to help you get the most from your services, with a dedicated point of contact to assist along the way.
Personalized Onboarding
Get started with guidance tailored to your business.
Training & Support
Build confidence using your solutions.
Dedicated Contact
Have a trusted point of contact for your ongoing needs.
Simplify the Way You Manage Your Business Finances
From collecting payments and managing cash flow to preventing fraud and making payments, NESB Cash Management & Merchant Services give your business the tools to work more efficiently, securely and confidently. Whether you're a growing local business or managing a more complex operation, our team will help you find the right solutions for the way you do business.
Business Cash Management Services
Manage cash flow, streamline daily tasks and help protect your business.
- ACH Services
- Remote Deposit Capture
- Wire Transfers
- Positive Pay
- Account Sweeps
- Remote Vault Services
- Lockbox Services
- Online Bill Pay
- ZRent & ZEscrow
- User Access & Controls
- QuickBooks® & Quicken® Integration
Merchant Services & Business Payment Solutions
Make it easier for customers to pay while simplifying payment management.
- Point-of-Sale Solutions
- Mobile Payments
- E-Commerce
- Kiosk & Unattended Payments
- Payment Processing
- Reporting & Payment Insights
- Inventory & Business Management Tools
- Payroll & Employee Management
- Loyalty & Gift Cards
Solutions for the Way You Do Business
Get More From Your Cash Management & Merchant Services
Manage cash flow, streamline operations, protect your business and give customers more ways to pay with solutions from NESB.
- Manage Cash Flow — Gain greater control over your business finances.
- Save Time — Streamline everyday payments and financial tasks.
- Protect Your Business — Help safeguard your accounts and transactions.
- Get Paid Your Way — Give customers convenient ways to pay.
Not sure where to start? Our team can help you find the right solutions for your business.
Our Cash Management Solutions
Our business cash management services give you convenient, secure tools to manage your day-to-day finances, streamline repetitive tasks, improve cash flow and help protect your business.
Automated Clearing House (ACH)
Automated Clearing House (ACH) services at North Easton Savings Bank provide an efficient and effective platform for sending as well as receiving ACH payments. Located within online and mobile banking, clients can easily originate and receive ACH transactions.
Merchant Remote Deposit Capture (mRDC)
Use Merchant Remote Deposit Capture to quickly and safely deposit checks into your North Easton Savings Bank account remotely from your office.
Online Bill Pay
Integrated into online banking, easily access our bill pay platform to efficiently make payments to your network of vendors, suppliers, and partners.
Wire Transfers
Our International & Domestic Wire Transfer module allows clients to wire funds in USD or foreign currency conveniently and securely to other financial institutions through their online banking account.
Positive Pay
Positive Pay from North Easton Savings Bank is an extremely effective service for monitoring both ACH and check transactions as they are presented for payment. This valuable service helps businesses identify and mitigate potential fraud.
Flexible User Profiles and Controls
This service allows you to give permissions to and restrict certain access by user and by account so you can control which employees can access specific accounts, modules, and/or financial tasks.
Account Analysis
Account Analysis is recommended for all customers utilizing Cash Management Services. This feature provides a monthly earnings credit to offset potential cash management service fees.
Commercial Account Sweeps
Commercial Account Sweeps make it simple for businesses to automatically manage funds across deposit, loan, and investment accounts. By streamlining transfers, sweeps help prevent overdrafts, maintain target balances, and maximize the earning potential of your deposits—saving you time and effort.
Remote Vault Services
Safely and securely store and transport cash from your business using Remote Vault Services. Cash that is deposited into a SafePoint® smart safe is counted, logged, and secured until it is collected by a secure armored transport. You can track and manage every step of the process safely and securely, 24 hours a day, seven days a week.
Quickbooks & Quicken Integration
Connect NESB accounts to QuickBooks or Quicken for automatic or manual downloads. QuickBooks Direct Connect securely pulls transactions and balances into QuickBooks, eliminating manual entry.
ZRent & ZEscrow
Managing rent, escrow, and subaccounts should not slow your team down. North Easton Savings Bank offers digital property management solutions powered by ZSuite to help automate processes, reduce manual tasks, and provide real-time visibility within a secure online environment.
Lockbox Services
Streamline accounts receivable by having customer payments sent to a dedicated lockbox address. Checks and remittance materials are processed, imaged, and deposited directly to your NESB account, with electronic reporting and payment visibility.
Our Merchant Services
Through our partnership with Payroc, NESB offers flexible merchant services designed to help you accept payments, streamline operations, and reduce payment processing costs.
Payment Systems
Payroc’s unified technology platform supports the full range of omni-channel payment methods to enable payment acceptance for any merchant type.
- Unattended Solutions (Kiosk)
- In-Person Point-of-Sale Solutions
- Mobile Payment Solutions
- E-Commerce Solutions
Payment Processing
Experience flexible, cost-effective payment processing designed to meet the unique needs of our partners and merchants.
- Reduce processing fees and grow revenue
- Provide merchant customers the option to avoid processing fees
- Compatible with all major card brands and payment methods
Payment Insights
In addition to any applicable software portal, merchants have access to Payroc Insights for:
- Reporting & Statements
- Business Insights
- PCI & 1099K
- Support
Business Management
Manage core business functions within your payment terminal.
- Inventory management
- Payroll processing
- Appointment scheduling
- Employee management
- Loyalty programs and gift cards
Two Powerhouse Account Types
We’ve reimagined how a bank can deploy checking locally to better meet the needs of our business community. We are now offering two accounts, both of which are free and provide unlimited transaction items and have one difference between the two accounts: Local business checking is compatible with basic cash management services, while NESB Commercial Checking is compatible with our full suite of cash management services.
Frequently Asked Questions
NESB offers a range of Cash Management and Merchant Services solutions designed to help businesses manage payments, improve efficiency, protect against fraud, and streamline day-to-day financial operations. Available solutions include ACH, remote deposit capture, wire transfers, Positive Pay, user controls, merchant services, and more. Our team can help you identify the services that align with your business needs.
From onboarding and initial training to ongoing support, our Cash Management team provides personalized service and a dedicated point of contact to help you get the most from your solutions. We're here to help you navigate your services, answer questions, and support your business's evolving needs.
Positive Pay is a fraud prevention service that helps businesses protect against check and ACH fraud. Businesses upload a list of issued checks (or authorized ACH transitions) to the bank. When a check or ACH debit is presented, the bank compares it against the approved list and flags mismatches for review before payment. NESB offers Positive Pay as a part of our cash management services, available to our businesses and commercial accounts.
ZRent and ZEscrow are digital banking platforms from ZSuite Technologies for property managers and landlords. ZRent allows users to collect rent electronically and automate recurring payments. ZEscrow helps manage escrow and security deposit accounts while simplifying compliance and reporting. NESB offers property management solutions through ZSuite, giving our customers access to both ZSuite and ZEscrow.
Direct Connect is a QuickBooks feature that securely connects QuickBooks Desktop to a participating bank. It allows businesses to automatically download transactions, reconcile accounts, and, in some cases, send payments. NESB offers this as part of our cash management services for commercial and business accounts.
Meet Our Cash Management Services Team
We understand that running a business and managing corporate finances can be both time-consuming and complex. Connect with our team of experts to experience firsthand how our advanced suite of Cash Management Services can bring efficiency and peace of mind to your financial operations. The team below is ready to assist with product onboarding, new service setup, and all your cash management needs.
Get in Touch with Us
Your business deserves a banking partner invested in your success. Let’s connect.