FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Checking Accounts
Gone are the days of relying on fee-riddled big banks for global access to your finances. With NESB, you can access your money instantly, wherever life takes you. It’s the best of both worlds: Locally invested, globally connected.
Personal Checking Options Designed for You
NESB gives you the technology and access you expect — without the hidden fees or fine print. Choose from two premium-level account options, each built with robust features that keep pace with your life. Best of all, it’s backed by a community bank invested in the same place you are — so your money stays local while your access stays global.
Free Checking Accounts with Premium Features
Earn Interest
With no minimum balance requirements or activity thresholds you can always earn on every dollar in your account.
Every ATM Is Your ATM
Use any ATM in the U.S. and we will reimburse you whatever fee the ATM charges.
No Monthly Fees or Minimum Requirements
As a true community bank, we act in the best interest of our customers, which means no monthly account fees, or balance requirements.
International Buying Power of Debit Mastercard®
Rely on the security of Zero Liability Protection and the international buying power of Mastercard® for your purchases.
uChoose Purchase Rewards
Redeem your points for gift cards, travel experiences, premium merchandise, concert tickets, and much more.
Online & Mobile Banking
Bank securely anywhere, anytime with biometric login, bill pay, transfers, mobile deposit, plus Budget & Spending tools to track your money in one place.

Greenlight Debit Card for Kids
NESB is proud to be Massachusetts’s home for Greenlight, the debit card for kids managed by parents. Looking to teach your kids smart money habits?
Get in Touch with Our Local Team
Do you have questions about our Personal Checking accounts? Fill out the form to connect with us.