FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Money Market Accounts
Earn competitive interest rates plus enjoy flexibility and quick access to your funds.
Money Market Account Benefits
Get premium earning potential with the kind of security and access people expect from a community bank.
Competitive Rates
Earn a strong rate while keeping your savings working for you.
Funds Available When You Need Them
Access your funds when you need them without locking into a set term.
All Deposits Fully Insured
Your deposits are protected through FDIC and DIF coverage for added peace of mind.
Made for Bigger Balances and Real-Life Goals
A Money Market Account is a great fit when you want your savings to work harder, but still stay accessible. It’s ideal for larger balances, emergency funds, and short-term goals where you may need to reach your money without locking it into a long-term account. In other words: more earning potential, with the flexibility to use your funds when life calls for it.
Main Street Money Market Account Rates
Relationship Banking from NESB
The Signature Money Market account was designed and developed to create a safe, yet high-performing investment vehicle for our neighbors and local community. Kindly give us a call with any questions or for assistance opening an account.
Signature Money Market Rates
Relationship Rates
Standard Rates
Bank Anytime, Anywhere
Enjoy the flexibility of a savings account with the convenience of everyday access. With an optional ATM card, free online banking you can use anytime, and the ability to write up to 6 checks per month, an NESB Money Market makes it easy to reach your funds when you need them while still keeping your savings working for you.
Upgrade to a Local Partner
You shouldn’t have to choose between earning more and banking locally. With an NESB Money Market Account, you get a smarter way to grow your savings backed by a community bank that puts people first. It’s premium earning potential with the convenience you expect, delivered with the service you deserve.
Get in Touch with Our Local Team
Do you have questions about our Money Market & Savings Accounts? Fill out the form to connect with us.
Signature Money Market Rate Details:
There is a $500 minimum deposit required to open a Signature Money Market account.
Statements will be produced on the last business day of the month.
$4 Inactivity Fee in any statement cycle where the balance falls below $250 on any day and the account has had no activity for one year or more.
To obtain the Signature Money Market relationship pricing rate, your account must: Be linked to Signature Checking; The Signature Checking account must maintain an average monthly balance of $15,000; The Signature Checking account must have one $100 monthly electronic deposit of either ACH or Mobile Deposit; The Signature Checking account must be enrolled in eStatements.
The Signature Money Market relationship annual percentage yield (APY) is current as of January 31, 2026, and is subject to change. The APY of 3.25% is available for the following balance tiers: $0.01 - $250,000. The APY of 3.75% is available for balances of $250,000.01 and above. Fees may reduce earnings.
The Signature Money Market Standard APY is current as of January 6, 2026, and is subject to change. The APY of 2.00% is available for the following balance tiers: $0.01 - and above. Fees may reduce earnings.