Find
Log in
Call
Home Equity Loans
Make Your Home Equity Work for You
A Home Equity Loan lets you tap into the value of your home to fund life’s big projects—like home renovations, debt consolidation, or other major expenses. With varying options and trusted lenders, we make it simple to find the solution that fits your needs. Plus, with a fixed rate and predictable payments, you can borrow with confidence and keep your budget on track.
Why choose a Home Equity Loan?
Access a lump sum of money with a fixed rate and predictable monthly payments. Perfect for home projects, debt consolidation, or major expenses—use the funds your way.
Fixed rate, steady payments
Full loan amount up front
Flexible repayment terms
The Benefits of a Fixed-Rate Home Equity Loan
✔ No Application Fees or Closing Costs
Get access to funds without the upfront fees.
✔ Get the Funds Upfront
Perfect for projects or expenses that need a lump sum.
✔ Flexible Term Options
Choose a repayment schedule that works for you.
✔ Fixed Interest Rate
Your rate and monthly payment stay the same.
Apply Now
Easy To Apply
We partner with Fintechs to be able to deliver the latest and greatest in financial platforms. For Home Equity Lines and Loans, we have an all new application portal that provides a mobile-first, instant decisioning experience.
Maximum Loan-to-Value 80%. Minimum Loan is $10,000. Maximum Loan is $500,000.
{{Terms that require closing costs disclosure}}
Owner Occupied 1-4 Family Residential Properties & 1-2 Unit Second Homes
Home Owners insurance is required; flood insurance may be required.
First Liens: If the Bank takes a first lien, payments will not include taxes & insurance and your actual payment obligation will be greater. If the property is in a trust, you may be charged closing costs that range from $76 to $152. To obtain the discounted rate, payment must be withdrawn monthly from a Statement Account with North Easton Savings Bank.
