Purchase and Refinancing
With popular conventional lending options like fixed- and adjustable-rate loans, jumbo mortgages and First-Time Homebuyers Programs, North Easton Savings Bank is your go-to for making your dream of homeownership a reality. Get unlimited personal assistance from a professional loan officer so you can make the best purchasing or refinancing decision.
First-Time Homebuyers Program
Buying your first home can be intimidating — that’s why North Easton Savings Bank is here to assist you in making one of the biggest purchases of your life. With advanced resources, low down payment options and affordable lending options, the team of experts will help you navigate through your first-time home buying process.
Down Payment Assistance Program
The Bank has allocated $500,000 of its own funds to the Down Payment Assistance Program to provide qualified borrowers up to $25,000 in down payment assistance towards purchasing a home. Borrowers may also benefit from lender-paid closing costs or a closing cost credit depending on their income levels and correlating credit score.
To qualify for down payment assistance, you need to be purchasing a home within the Bank’s assessment area, meet the minimum credit score qualifications, and not exceed the income threshold.
North Easton Savings Bank is an approved lender with the not-for-profit agency MassHousing. As a lending partner, North Easton Savings Bank is able to provide affordable loans to low- or moderate-income first-time homebuyers in Massachusetts. Talk with a North Easton Savings Bank mortgage expert to get more information today.
Learn more about the benefits of a MassHousing loan:
- Affordable, fixed interest rates with no surprise increases in your monthly payment
- Loans come with job-loss protection insurance at no additional cost
- Low down payment requirements (as little as 3%)
- Flexible eligibility criteria and income limits