Features and Benefits

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1% Down

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Discounted Loan Rates

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Potentially lowered or no closing costs

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Local lending partner

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Local Focus, Global Convenience

Please review the list below and if you have any questions about whether you or someone you know qualifies, please do not hesitate to reach out.

What Are The Benefits?

  • Only 1% down payment
  • Discounted loan rate
  • Potentially no or low closing costs

Qualifying Local Heros and Experts

  • Nurses, Doctors and Other Medical Care Providers
  • Teachers and School Administration
  • Firefighters and Fire Department Staff
  • Law Enforcement (Federal, State or Local)
  • Emergency Medical Technicians (EMTs) and Paramedics
  • Active or Former Military Personel
  • Certified Public Accountants (CPAs)
  • Chartered Financial Analyst (CFAs)
  • Actuaries, Architechs and Ph.D.s
  • Certified Mortage Bankers (CMB)

Specific Program Qualifications

  • Single family dwelling or condo
  • Max loan term of 30 years
  • Minimum credit score of 740
  • Used for a primary residence only
  • No additional real estate can be owned
    at the time of closing

Apply Now