Commercial / Business Financial Assistance
North Easton Savings Bank understands you may be looking for further financial protection during these uncertain times, and we are committed to providing our customers with options for support. For those who have been financially impacted by COVID-19, we are offering a short term, low-rate, unsecured loan.
Access between $500-$5,000 at 0.00% APR and no payments for 6-months followed by 3.99% APR for 36-months for customers using autopay from a North Easton Savings Bank deposit account (0.00% APR for 6-months and no payments, followed by 4.99% APR for 36-months for customers not using autopay). In the event that the autopay deposit account is closed or there is an insufficient balance in the deposit account to pay a regularly scheduled payment due, the Bank may terminate such autopay authorization and increase the interest rate payable on the outstanding balance of the Note by 1.00% percentage points after sending a notice to the Borrower that such higher rate of interest will be charged. Loan amount and approval will be subject to adequate credit rating, payment history, and other terms and conditions*.
*North Easton Savings Bank Consumer Emergency Loan is available to current customers having a deposit or loan in good standing with North Easton Savings Bank as of 03.01.2020. 4.99% Annual Percentage Rate (APR) applies to an unsecured, fixed-rate term loan with a term up to 36 months. The minimum loan amount is $500 and the maximum loan amount is $5,000. Sample monthly payment for a Consumer Emergency Loan with a balance of $5,000 at 0% APR and no payments for 6 months followed by 4.99% APR over three (3) years is $149.83. A discounted rate of 3.99% APR may be available for existing customers with an auto pay option. There is no application, origination, or prepayment fee. Late fees and returned payment fees may be charged when applicable. Loans subject to credit review and approval. Offer may be withdrawn at any time. Additional terms and conditions may apply. Other options may be available for those who do not meet this program’s requirements.
Helpful Resources
The government recently approved the Coronavirus Aid, Relief and Economic Security (CARES) Act, which secures emergency funding to help individuals and businesses. These funds will be distributed through additional unemployment insurance provisions, the Paycheck Protection Program (more information below) and a Recovery Rebate for individual taxpayers. North Easton Savings Bank is working to distribute information about the CARES Act to customers. Click here for more information.
Click here to read a message from our CEO as he shares some of the positive steps we have taken to contribute to the well-being of our customers, employees, and our local communities.
For all REWARDChecking accounts, through September 2nd, North Easton Savings Bank is not requiring a minimum number of debit card transactions to qualify for rewards. Everyone who otherwise qualifies for rewards will receive them, regardless of the number of debit card transactions.
North Easton Savings Bank offers a variety of banking service channels that allow you to manage your accounts without coming to the bank in person. Whenever possible, for your protection and convenience, we recommend that you use these telephone and online banking options:
Online and Mobile Banking – pay bills, transfer money between accounts, check balances and recent account activity, deposit a check, set up Alerts, and open a new account in our secure site. Login or enroll at www.NorthEastonSavingsBank.com. Enroll now.
ATMs – Deposit cash or checks, withdraw, transfer funds between accounts, and check balances at our network of 23 ATM locations. Find maps and directions at https://www.northeastonsavingsbank.com/locations.
Customer Contact Center – our service team can help with your banking questions, or quickly put you in touch with an expert if needed. Current hours are M-F 8-6; Sat 9-1. Reach us at 508-238-2007.
24/7 Automated Telephone Banking Line – Get real-time balances, monitor recent account activity, transfer funds. To enroll, call our Contact Center, above. To access, call 888.226.5276.
Limited In-person Service by Appointment – For urgent matters requiring in-person assistance, call our Customer Contact Center to request an appointment. Appointments may be available based on our evaluation of conditions at the time of request.
Open an Account or Apply for a Loan Online – Easily find the checking, savings, or type of loan you want on our website, then click on the Apply Now button. Once your completed application is submitted, a Banker will be in touch to help with the next steps. Visit NorthEastonSavingsBank.com.
North Easton Savings Bank is dedicated to providing you with outstanding service, including educating you about potential concerns. Here are some helpful links to protect you and your assets during this uncertain time.
https://www.consumer.ftc.gov/features/coronavirus-scams-what-ftc-doing
We have adopted practices recommended by the Center for Disease Control (CDC) with the aim of protecting the health of employees, customers, visitors, and our local communities.
We have directed our employees to:
- Stay home if any signs of illness.
- Follow our best hygiene best practices, such as washing hands frequently and use of hand sanitizer.
- Wipe high-touch surfaces regularly.
- Limit workplace gatherings in favor of conference calls and online meetings.
- Make the bank a handshake-free zone at all locations.
- Maintain a safe distance from others who exhibit signs of illness.
- Postpone non-essential business travel.
Our locations are equipped with cleaning sprays, disinfectant wipes, anti-bacterial soap and paper goods. Our facilities cleaning staff have been instructed to take extra precautions by frequently sanitizing surfaces and keeping extra cleaning products on hand.
North Easton Savings Bank will maintain current information about our banking operations, and possible impacts to service delivery, on this page. We will also provide periodic updates by email as conditions change. To receive our emails, make sure we have your current email address by logging in online or calling our Customer Contact Center.
For reliable news and information about the Coronavirus outbreak, choose reputable media sources, such as those listed here:
The Johns Hopkins University Coronavirus Resource Center https://coronavirus.jhu.edu/ provides information and updates from the experts and researchers at Johns Hopkins.
The Center for Disease Control and Prevention, an arm of the U.S. Dept. of Health and Human Services, https://www.cdc.gov/coronavirus/2019-nCoV/index.html, provides situation updates, advice, and FAQs.